Mortgage Loans
At Grace Finance Services , we help individuals, families, and businesses secure the right mortgage loan with ease, transparency, and expert support. Whether you're buying your first home, upgrading to a larger space, or refinancing an existing loan, our mortgage products are designed to make home ownership achievable and stress-free.Why Choose a Mortgage Loan from Grace Finance Services?
Competitive, market-leading interest rates
Higher loan amounts based on property value
Flexible repayment tenure (up to 30 years)
Transparent approval process
Expert assistance from application to closure
Fast processing with minimal documentation
Mortgage Loan Types
Home Purchase Loan
Finance the purchase of a new or resale residential property.
Home Construction Loan
Build your home on land you own with flexible fund disbursement phases.
Home Improvement/Renovation Loan
Perfect for repairs, remodeling, upgrades, or interior work.
Home Extension Loan
Expand your living space—add rooms, floors, or extensions easily.
Mortgage Refinance / Balance Transfer
Reduce your monthly EMI by transferring your existing mortgage to us at a lower rate.
Commercial Property Loan
Loans for shops, offices, warehouses, and other commercial properties.
Reverse Mortgage Loan
For senior citizens—convert your home equity into steady income while staying in your home.
Mortgage Loan Features
1.High Loan-to-Value (LTV)
Get up to {{80–90%}} of the property’s market value.
2.Flexible Interest Rate Options
Fixed rate
Floating/adjustable rate
Hybrid rate options
3.Long Tenures
Repayment periods from 10 to 30 years based on your comfort.
4.Top-Up Loans
Get additional funds for renovation, business needs, or emergencies.
Eligibility Criteria
Age Limit
Salaried: 21–60 years
Self-employed: 21–65 years
Income Requirement
Stable monthly or annual income with capacity to repay EMIs .
Credit Score
A credit score of 650+ improves your approval chances and interest rates.
Employment Stability
Salaried: Minimum 2–3 years of job experience
Self-employed: 2–5 years of business continuity
Property Criteria
Property should be legally clear, certified, and structurally sound.
Documents Required
For Salaried Individuals
lID & Address Proof
lSalary Slips (last 3–6 months)
lBank Statements
lForm 16 / ITR
lProperty Documents
For Self-Employed Individuals
lIdentity & Address Proof
lBusiness Registration Documents
lITR for last 2–3 years
lBalance Sheet & Profit/Loss Statement
lBank Statements
lProperty Papers
Why Customers Trust Grace Finance Services?
✓ Fastest loan approval process
✓ Custom mortgage solutions
✓ Support for first-time homebuyers
✓ Trained mortgage specialists
✓ 100% secure and transparent process
Ready to apply?
Prefer a call? Talk to our loan specialist at [9620869995]
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